40 Years of Expertise, One Family’s Promise
The Dream Team at E Mortgage Capital is a family-owned and operated business. The principal owners are childhood friends that have a combined 40 years of extensive experience in the mortgage industry. Each brings their unique talents and strengths to the company. This approach allows them to focus their attention on different aspects of the business to better serve their team members.
Why choose The Dream Team at emc?
The Dream Team at E Mortgage Capital was founded on two principles – providing the fastest and most seamless mortgage experience possible, while also bettering the communities in which we serve.
1
INTEGRITY AND TRUST
2
DEDICATED TEAM
3
PERSONALIZED SERVICE
How we stand out
a dedicated loan officer who can offer different customizable loan options with very attractive payment terms.
15-minute loan approvals
FICO options down to 500
Non-QM & No income options
Flex rate options
Access to multiple lenders and investors
Reverse & Reverse Jumbo options
Access to Down Payment Assistance programs
Bank Statement Loan options
40 Years of Expertise, One Family’s Promise
Integrity and Trust
Dedicated Team
Personalized Service
join the team
The Dream Team at E Mortgage Capital stands as one of the largest and highest-producing self-sourcing groups in the company. With over 30 loan officers operating across 25 states and expanding, our dedication to timely loan closures is unmatched, achieving some of the best start-to-“clear-to-close” times in the industry. Our team benefits from outstanding internal leadership, offering responsive support and comprehensive training to set you up for success from day one. We understand the demands of this competitive environment and are committed to helping each other succeed.
POPULAR HOME LOANS
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What Our Clients Says
If I could put 100 stars I would. I would recommend Luis Guajardo, Division Manager/Loan Originator NMLS 222134, to anyone looking for a mortgage broker. Luis has worked with me diligently since October to at first provide me with a road map to pre qualify. And what loan options I have! All the way to closing on my very first home!
Dave Jimenez is not just a colleague but a true professional in the mortgage industry. His knowledge and dedication to his clients are admirable. Dave goes above and beyond to ensure his clients receive the best possible service and rates. Working alongside him has been a pleasure, and I highly recommend Dave Jimenez for anyone seeking mortgage services. Keep up the excelent work, Dave
Luis was so great in helping us get our dream home. He always kept in contact with us on everything all through the process. And if we had any questions, he was always available to answer. When it comes to getting the job done, this guy doesn't mess around. Even on his vacation time he is was working for us. I definitely recommend Luis to anyone.
Hands down the best mortgage lender we’ve ever dealt with!! Never dropped the ball through the whole process unlike our realtor who constantly dropped the ball… Luis was extremely knowledgeable experienced and professional!! No matter what day of the week or time of day he was there to answer our questions and get us the information we needed!! Couldn’t have bought our dream home without him!! Highly highly highly recommend!! Can’t go wrong with Luis Guajardo!!
Our son refinanced his home through Mathew Yates, NEXA Mortgage LLC and had such a great experience that we decided to call him for our refinance. It was so easy and fast. All done on line except for the signing and they had someone come to our house at our convenience for that. All questions were answered almost immediately. They did all the work in finding us a great loan. I would definitely recommend NEXA Mortgage.
Carolina is great to work with. Her attention to detail is like none other. She prides herself on making sure her clients have the best experience possible. It definitely helps that she is fluent in Spanish too. I highly recommend her if you are looking to purchase or refinance your home in Florida or Illinois.
Carolina TRULY cares about the families she works with. From the very first meeting to closing day celebration, she is there with a kind smile to support the process and ready to overcome any obstacle with professionalism and expert ease. I highly recommend Carolina for any of your loan servicing needs, she is an amazing real estate partner!!
Matt was great to work with. He walked us through the process and gave us very accurate numbers as part of our loan estimates. There were some hiccups with the lenders but Matt was very prompt in following up with them and keeping us in the loop. He was also one of the only loan originators who was willing to even talk about a jumbo loan. During the process he kept pushing the lender to close on the required date and when they werent able to he was able to get us a 2 week extension on the rate at no cost. I would highly recommend matt to anyone wanting to finance their first house or refinance.
I’m thrilled to write this review for Carolina. Her professionalism and proficiency in her work are truly unparalleled. Carolina consistently demonstrates exceptional level of expertise, making her a standout in her field. Her dedication to our success and other clients has been evident in every interaction. She will go above and beyond to ensure your needs are met and exceeded, and I am grateful to have met her and partnered with her in my transactions. One of Carolina's most remarkable qualities is her clear commitment to her work. She approaches every project with enthusiasm and a tireless work ethic, always striving for the best possible outcome. Her communication skills are exemplary; she keeps all parties informed, listens attentively, and addresses concerns promptly and effectively. I appreciate her open door policy, which allows for clear communication at all the time.
I can't express how grateful I am to Luis for everything he helped me with. He was with me from the beginning and explained everything to me in detail. All my questions were answered in a timely manner. It didn't matter what time it was he answered me. He is a person I highly recommend. Their knowledge and advice helped me make the rather tedious process enjoyable.
Luis Guajardo took me by the hand throughout the entire process and never gave up, he treated me as if I were a close family member and looked for all options to help me complete the purchase. To date, the best experience I have had when purchasing a property! So Hispanics, get your act together and seek help from Mr. Luis Guajardo for the purchase of your property in and outside of San Antonio TX.
States Where We Serve Our Clients
Explore our licensed operations across multiple states, ensuring comprehensive mortgage solutions tailored to your needs.
- Washington
- Montana
- Oregon
- Idaho
- Nevada
- California
- Utah
- Arizona
- Colorado
- New Mexico
- Kansas
- Oklahoma
- Texas
- Minnesota
- Missouri
- Florida